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Americans Over 60 Lost $7.75 Billion to Scammers in 2025, FBI Says

Americans Over 60 Lost $7.75 Billion to Scammers in 2025, FBI Says

The FBI's latest report shows fraud losses among people 60 and older jumped 59 percent. Here is where the money went and how the con usually starts.

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Medicare Advantage Premiums Fall in 2027. Will Yours Actually Drop?

Medicare Advantage Premiums Fall in 2027. Will Yours Actually Drop?

CMS projects average Medicare Advantage premiums will fall 16.5% in 2027 while stand-alone drug plans edge up. Here is why your plan may differ.

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What 78 Cents on the Dollar Means for Your Social Security Plan

What 78 Cents on the Dollar Means for Your Social Security Plan

This year's Trustees Report moved the retirement fund's depletion to late 2032. Here is what 78% payable really means, and what it does not.

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A Record Average 401(k) Hides What the Typical Saver Really Has

A Record Average 401(k) Hides What the Typical Saver Really Has

Vanguard's latest report shows a record $167,970 average 401(k) balance. The median is $44,115. The gap explains almost everything.

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America's Retirement Crisis: Why 80% Now Fear the System Is Failing

America's Retirement Crisis: Why 80% Now Fear the System Is Failing

A survey of 1,203 Americans finds 80% believe the nation faces a retirement crisis, and shows how wary they are of AI and crypto near their savings.

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Medicare's 2027 Premium Increase Looks Small. Watch the Fine Print

Medicare's 2027 Premium Increase Looks Small. Watch the Fine Print

The trustees project the standard Part B premium up just 3.5% in 2027. Forecasters see more, and Part D drug costs are already locked in higher.

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The Widow's Penalty: Why Losing a Spouse Can Raise Your Taxes

The Widow's Penalty: Why Losing a Spouse Can Raise Your Taxes

When a spouse dies, the survivor often pays more federal tax on less income. Here is why the widow's penalty happens and the year that helps most.

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Social Security's 2027 COLA: Why 3.6% Isn't a Promise Just Yet

Social Security's 2027 COLA: Why 3.6% Isn't a Promise Just Yet

The Senior Citizens League now projects a 3.6% Social Security raise for 2027, the biggest in four years. The official figure lands 14 October.

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A 1984 Threshold Is Quietly Taxing More of Your Social Security

A 1984 Threshold Is Quietly Taxing More of Your Social Security

The income limits that decide whether your Social Security is taxed were set in 1984 and never indexed. Here is why that costs more each year.

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You Can Afford to Spend More in Retirement. Most People Still Won't.

You Can Afford to Spend More in Retirement. Most People Still Won't.

Most retirees can afford to spend freely but hold back anyway. Here's why the habit that built your savings works against you now.

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Retirement's $185,500 Health Bill That Medicare Won't Fully Cover

Retirement's $185,500 Health Bill That Medicare Won't Fully Cover

Fidelity says a 65-year-old retiring in 2026 will spend $185,500 on healthcare. Here is why most people leave it off the plan, and what to do.

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The 4% Rule Is Now the 3.9% Rule. Here's What Changed for 2026

The 4% Rule Is Now the 3.9% Rule. Here's What Changed for 2026

Morningstar's latest research trims the safe starting withdrawal rate to 3.9% for 2026 – and why flexibility may matter more than the number.