L-Plate Retiree

L-Plate Retiree

Because Retirement Doesn’t Come With A Manual

Featured Posts

Welcome to L-Plate Retiree!

Welcome to L-Plate Retiree!

Weekend MusingsWeekend Musings
Agency

Agency

Buckle up for a life-changing ride: Discover the power of taking control in your retirement journey!

Weekend MusingsWeekend Musings
Planning to Live to 100 (And Why That's Not Crazy)

Planning to Live to 100 (And Why That's Not Crazy)

Weekend MusingsWeekend Musings
My Bucket List for the Next 50 Years

My Bucket List for the Next 50 Years

Weekend MusingsWeekend Musings
How to Calculate Your Financial Freedom Number (Free Calculator Included)

How to Calculate Your Financial Freedom Number (Free Calculator Included)

Why A Couple With $4 Million Was Still Worried About Retirement

Weekend MusingsWeekend Musings
The Purpose of Retirement and How to Avoid “Abusing” Your Golden Years

The Purpose of Retirement and How to Avoid “Abusing” Your Golden Years

Why understanding the meaning behind retirement shapes how well you live it

Archive

LifestyleLifestyle
Retirement Lifestyle Planning: Why the Who, What, When, Where, and Why Matter More Than Your Savings Balance

Retirement Lifestyle Planning: Why the Who, What, When, Where, and Why Matter More Than Your Savings Balance

T. Rowe Price research reveals that 40% of retirees who plan to move cite quality-of-life factors, not financial benchmarks – yet most retirement planning ignores the lifestyle question entirely

FitnessFitness
Does Exercise Really Work for Osteoarthritis? New Research Questions Standard Treatment – But the Answer Is More Complicated

Does Exercise Really Work for Osteoarthritis? New Research Questions Standard Treatment – But the Answer Is More Complicated

An umbrella review suggests exercise might be less effective than thought for knee, hip, and hand osteoarthritis – but four critical study limitations mean you shouldn't abandon your walking routine just yet

HealthHealth
Kefir and Fiber Beat Omega-3 for Inflammation: What a New University of Nottingham Study Means for Retirees

Kefir and Fiber Beat Omega-3 for Inflammation: What a New University of Nottingham Study Means for Retirees

A six-week clinical trial found that combining fermented kefir with prebiotic fiber reduced whole-body inflammation more powerfully than omega-3 supplements alone – and the implications for ageing well are significant

Investing and TradingInvesting and Trading
How to Protect Your Retirement Portfolio When AI Disruption Fears Trigger Market Sell-Offs

How to Protect Your Retirement Portfolio When AI Disruption Fears Trigger Market Sell-Offs

Understanding the "sell first, ask questions later" investor mentality and why financial stocks are the latest AI casualty – plus what retirees should do differently

Personal FinancePersonal Finance
What Is a Good Monthly Retirement Income in 2026? The $5,000 Question Most Retirees Get Wrong

What Is a Good Monthly Retirement Income in 2026? The $5,000 Question Most Retirees Get Wrong

Bureau of Labor Statistics says retirees spend $5,000 monthly, but financial experts recommend 70-80% of your pre-retirement income – here's how to actually get there.

Weekend MusingsWeekend Musings
Creating Expensive Wee, or Actually Protecting Your Brain?

Creating Expensive Wee, or Actually Protecting Your Brain?

After years of dismissing supplements as expensive wee, one podcast about creatine's brain benefits made me question everything I thought I knew about cognitive health

LifestyleLifestyle
The 4 Building Blocks of Successful Aging – Why Your Retirement Hobbies List Needs Socializing, Moving, Creating, and Thinking

The 4 Building Blocks of Successful Aging – Why Your Retirement Hobbies List Needs Socializing, Moving, Creating, and Thinking

Survey of 1,000+ retirees reveals the best retirement hobbies aren't just pastimes – they're the difference between thriving and merely surviving your unstructured days

FitnessFitness
Sauna Sessions Reduce Heart Attack Risk by 50% – The Scandinavian Wellness Tradition That Works Like Exercise

Sauna Sessions Reduce Heart Attack Risk by 50% – The Scandinavian Wellness Tradition That Works Like Exercise

Men who used saunas most days showed 66% lower dementia risk and 61% lower stroke risk over 20 years, plus benefits for insulin sensitivity and muscle recovery

HealthHealth
How Poor Metabolic Health Silently Sabotages Your Mood – And What Retirees Can Do About It

How Poor Metabolic Health Silently Sabotages Your Mood – And What Retirees Can Do About It

Depression risk rises 15–30% with metabolic dysfunction, yet 80% of Americans don't understand the connection between blood sugar, inflammation, and mental well-being

Investing and TradingInvesting and Trading
How to Navigate Market Sell-Offs Without Undermining Long-Term Returns

How to Navigate Market Sell-Offs Without Undermining Long-Term Returns

The challenge isn't predicting when sell-offs will occur, but dealing with them without turning an asset-price problem into a liquidity problem.

Personal FinancePersonal Finance
Why Retirees Are Prioritizing Dividend Income Over Portfolio Size in 2026 – And Why It Actually Makes Sense

Why Retirees Are Prioritizing Dividend Income Over Portfolio Size in 2026 – And Why It Actually Makes Sense

After 2022's brutal downturn, retirees discovered that $48,000 in annual dividends feels a lot more stable than watching a $1.2 million portfolio drop to $1 million

Weekend MusingsWeekend Musings
The Man Who Failed His Way to 5,000 Stores

The Man Who Failed His Way to 5,000 Stores

Hirotake Yano went bankrupt, lived in a truck, and created the $1 price tag because he was too tired to label products. Here's why "good enough" beats perfect every time.

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